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How to Get Your First Mortgage
Posted by nick_niesen on October 29th, 2010
When it comes to lifetime markers getting a first mortgage is a major event. With a mortgage you''re magically transformed from occupant to owner and from tenant to titleholder.
Applying for a mortgage used to be seen as a battle of sorts Jahlani Tavai Jersey , a competition where the only winners were those who sold headache remedies and paper by the truckload. But now finding the right mortgage is faster and easier than ever -- but only if you know how to make the system work for you.
If you compare loan applications today with the ordeals of even ten years ago you can see a marked difference.
It used to take days if not weeks to obtain a credit report. Meanwhile a mortgage lender could not act on a loan application because information regarding debts and credit history were simply missing so loan processing times have been greatly compacted.